Enhancing value in charged-off portfolios utilising data analytics and proprietary collections methodology.
First-Party Fraud
KM2 Ethical Finance Ltd has been established specifically to focus on a large but difficult part of the credit market – financial losses from misappropriated credit where the “victim” is the financial institution and not a consumer.
We understand First-Party Fraud (FPF), both intentional and opportunistic, and we have the tools significantly reduce the cost of this fraud. What is more, our tools can provide the data needed to identify, isolate, and remediate the problem at all stages of the process from application and onboarding – right through to account delinquency.
At least £1 billion per annum is being charged off in the UK.
WE CAN RECOVER SIGNIFICANT AMOUNTS OF FUNDS FROM THIS.
Your Portfolio,
Our Mission
Successfully Proven, Data-driven Analytics
KM2’s Jackdaw™ Analytics uses your data in order to ascertain the likelihood that any of your given debtors are perpetrators of First-Party Fraud.
Our Solution is Non-confrontational
KM2’s proprietary collections methodology, Contextual Evaluation Theory™, provides the means to resolve a situation without adopting a confrontational stance.
Compliance with Regulatory Guidance
Nothing about CET™ conflicts in any way with the principles of Treating Customers Fairly, Integrity, or Communicating clearly with customers. Indeed, when applied by well-trained staff, CET™ is frequently a standard setter in these areas.
GET IN TOUCH WITH US!